enjoying every little thing in life…

I really want to have my own credit card. I knew the advantages and disadvantages having the one. As a mother I always want to shop for my kids clothing, toys, footwear and more especially of there are sales on going to the stores. Then, a credit card will be useful as long as will be use with self control. When we went to the department store I was offered with their credit card. I did not think twice. I signed up the form. Unfortunately, it was not successful. The cashier could not tell me the reason why. My husband knew the reason why. According to him I was not approved because I do not have my credit. Credit is very important. Companies will check your credit score and if you have the good to perfect credit score it is easy to get approve.

I was sad though it was not really that important in a way that I would not survive without the credit card. I asked my husband how to build a credit and he told me that I should get and have my own credit card and use it to buy something and when I receive the bill I should pay it on time. Slowly but surely. I was been receiving a credit card application from different companies. Next time if I will receive another application I will give it a try.