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Posts Tagged ‘Application’

I really want to have my own credit card. I knew the advantages and disadvantages having the one. As a mother I always want to shop for my kids clothing, toys, footwear and more especially of there are sales on going to the stores. Then, a credit card will be useful as long as will be use with self control. When we went to the department store I was offered with their credit card. I did not think twice. I signed up the form. Unfortunately, it was not successful. The cashier could not tell me the reason why. My husband knew the reason why. According to him I was not approved because I do not have my credit. Credit is very important. Companies will check your credit score and if you have the good to perfect credit score it is easy to get approve.

I was sad though it was not really that important in a way that I would not survive without the credit card. I asked my husband how to build a credit and he told me that I should get and have my own credit card and use it to buy something and when I receive the bill I should pay it on time. Slowly but surely. I was been receiving a credit card application from different companies. Next time if I will receive another application I will give it a try.

We always received application forms from different credit card companies thru mail. My husband had the bad experienced about credit card and he succumbs from using and applying for a new one. It was a long battle about the identity case that was stolen from him. He made a comment of not getting one as much as possible. We both knew that credit card is not 100% temptations, it is how you use it. Credit cards indeed are savior once being use properly. You have the money to use right there and then like emergency funds. You just do not abuse your credit card.

Lasts night, we received another application from discover credit card company. I had no idea that he was interested about it. He was reading the application thoroughly and the next thing I knew he picked up the phone and was talking to somebody. I was in the kitchen when he was busy on the phone. After discussing and talking to the agent he came to the kitchen and with the big smile! He was so excited about his new credit card. I am not against about credit card how I wish too I have the one but I do not have the stable job to pay.